Lake Champlain - Lake George Regional Planning Board
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COVID-19 Business Interruption Micro-Loan Program

LCLGRPB is offering working capital micro-loans for businesses within Clinton, Essex, Hamilton, Warren, and Washington Counties that have been negatively impacted by the COVID-19 outbreak.

Program loan funds may be used for working capital needs only including payroll, rent, utilities and monthly expenses.

  • $5,000 - $25,000 loans
  • 1.9% fixed interest rate
  • First 6-months interest-only
  • 24-60 month terms, based on amount borrowed
  • No application fee
  • Must show job retention
  • Sufficient collateral and personal guarantee required
  • Closing costs are the responsibility of the borrower

Program loan funds may not be used to pay off existing debt, refinance other loans, acquire a position in a business, purchase of equipment, investments, expansion of a business or personal expenses. No start-ups. Other Program restrictions apply.

If you are interested in obtaining one of these loans please contact Jamie White, Small Business Support Specialist at

COVID-19 Business Interruption Micro-Loan Program application

COVID-19 Business Interruption Micro-Loan Program Fact Sheet

Business PFS for RLF Application

Individual PFS for RLF Application

Projected Balance Sheet template

Projected Income Statement template

> Clinton County
> Essex County
> Hamilton County
> Warren County
> Washington County